The Financial Roadmap:
The initial meeting to clarify your goals, identify what is truly important to you, and gather all the information that tells us where you are today.
Action Plan:
Written, step-by-step plan recommendations and supporting documentation based on your Financial Roadmap. This includes an analysis of four key areas:
- Cash Management Analysis: Identifying your current cash reserves and a strategy to build and maintain sufficient funds.
- Debt Management Analysis: An analysis of your current debt retirement plan and a strategy to help reduce or eliminate your current debt in the most expedient, tax-efficient manner.
- Insurance Analysis: Analyzing your current risk management plan and identifying strategies based on need and cost that are appropriate for your situation.
- Investment Analysis: An analysis of your current investments and an asset allocation plan to help give you a high probability of achieving your goals.
Plan Implementation:
We will guide and assist you in implementing the Action Plan. We will prepare all the documents so all you have to do is sign your name.
The Wealth Binder:
An organizational and wealth tracking system to keep your vital documents in one centralized location and help you maintain excellent records.
Estate Plan Review:
We will work with your attorney or help you secure a relationship with a qualified estate planning attorney to review and establish your estate plan.
Tax1 Plan Review and Preparation:
We will update your CPA or tax preparer on any changes made in your wealth plan that have tax implications. If you don’t have a relationship with a CPA or other tax advisor, we can help you find one.
[1] Harvest Financial Group and Client One Securities do not provide legal or tax advice. Clients must consult with their own legal and tax advisors.
Periodic Progress Reviews:
Summarizes your assets and the progress made toward your expressed goals as well as a big picture discussion and review of your Action Plan. This also includes a refocus on your values and goals, adding new goals and developing a strategy for their accomplishment.
